For employers
Payroll that pays your team back
AmplifyPay runs your whole pay cycle — roster to SSNIT, PAYE, approvals, payslips and bank file. Then it turns payroll into a benefit: your people can access wages they've already earned, under rules you set, netted automatically at payday.
Payroll, done properly
The core of AmplifyPay is a complete payroll platform — everything below works with wage access switched off.
Full Ghana payroll
Gross-to-net in one pass: basic pay, allowances, overtime, bonuses, SSNIT tiers and PAYE bands — computed correctly, every cycle.
Two-approver runs
Preparer, first approver, final sign-off — the chain is enforced by the system, and nobody can approve their own run. Locking generates the bank file and payslips in one step.
Payslips your team can trust
Clear digital payslips for every employee, every month, with earnings and deductions spelled out in plain language.
Statutory filings, prepared
SSNIT and GRA-ready reports generated with each run, so month-end filing is a download, not a scramble.
Bulk disbursement
Pay salaries to MoMo wallets and bank accounts in one approval flow — no more juggling spreadsheets and banking portals.
Full audit trail
Every change, approval and settlement is logged with who, what and when. Nothing happens off the record.
The built-in benefit
Earned wage access, on your terms
An optional feature, not a requirement — and when you switch it on, you decide how open the tap is. Every control lives in your dashboard and takes effect immediately.
Switch it on when ready
Wage access is off until you enable it — company-wide or per employee group. Payroll works fully without it.
Draw caps
Set the share of accrued net wages each person can access — for example 50% — company-wide or per employee group.
Cut-off windows
Close draws a few days before payroll runs, so your payroll file is stable when you need it to be.
Pause any time
One switch pauses new draws instantly — for one group, or for the whole company — with everything already drawn still netted cleanly at payday.
The float, explained plainly
Early draws are paid from a small revolving float — typically 15–20% of monthly net payroll — that refills itself every payday.
You pre-fund it once. When employees draw, the money comes from the float. On payday, the amounts drawn are netted from salaries and flow straight back into the float — so it's ready for the next month without another transfer from you.
It's not a credit line and it's not our money on loan to your team. It's simply their earned wages, made available a little earlier, from a pot that tops itself back up.
Worked example
- Monthly net payroll
- ₵ 250,000.00
- Float you pre-fund (18%)
- ₵ 45,000.00
- Drawn by team mid-month
- ₵ 31,200.00
- Netted back at payday
- ₵ 31,200.00
- Float ready for next month
- ₵ 45,000.00
Illustrative figures. Your float size is agreed with you during onboarding.
Built to be trusted with payroll
Payroll data is some of the most sensitive data a company holds. We treat it that way.
- Data encrypted in transit (TLS) and at rest
- Role-based access — payroll, finance and HR each see only what they need
- Two-step verification for administrator accounts
- Hosted on hardened cloud infrastructure with routine backups
- Designed around Ghana's Data Protection Act, 2012 (Act 843)
- Employees verify their identity before any payout destination is changed
See it with your own payroll
Bring your headcount and pay cycle — we'll show you exactly what the float, fees and controls would look like for your company.
Book a demo