For employees
You've earned it. So it's yours.
AmplifyPay is the app your company runs payroll on — your payslips live here, and you can watch your earned wages grow every day you work. And when life won't wait for payday, you can reach part of what you've already earned — straight to your MoMo wallet or bank account. Not a loan. Not an advance from your boss. Just your money, on your timing.
What it costs — the whole story
One small fee per draw: 1.5–2% of the amount or GHS 5 flat — whichever is lower. That's the entire cost. No interest, because there's nothing to pay back. No subscription. No hidden charges, ever.
Compare that with the alternatives when money runs short mid-month: informal lenders, pawning, or the stress of asking around. Your own wages are always the cheapest money available to you.
Fees shown are illustrative launch pricing.
Worked example
It's the 15th. You've earned ₵ 1,400 so far this month and school fees are due.
- You draw
- ₵ 400.00
- Fee (2% would be ₵ 8, so the ₵ 5 flat applies)
- ₵ 5.00
- Arrives in your MoMo wallet
- ₵ 395.00
- On payday, netted from salary
- ₵ 405.00
- Anything else to pay, ever
- ₵ 0.00
How to use it
Your employer invites you
Once your company runs payroll on AmplifyPay, you get a simple invite by SMS. Set up takes a couple of minutes on your phone.
Watch your wages grow
Every day you work, your earned balance ticks up. Open the app any time to see exactly what's yours so far.
Draw when you need to
Choose an amount, see the small fee upfront, confirm — and it lands in your MoMo wallet or bank account in moments.
Sorted on payday
Whatever you drew is netted from your salary automatically. No repayments to remember, no visits to HR.
More than draws
Because your company's payroll runs on AmplifyPay, the app is useful even if you never draw a pesewa early.
Your payslip, on your phone
Every month's payslip, itemised in plain language — earnings, SSNIT, tax and net — saved in the app and shareable whenever a bank or landlord asks for proof of income.
Watch your wages grow
Your earned balance ticks up every day you work. No more guessing where you stand mid-month — open the app and see exactly what's yours so far.
Everything on the record
Every draw, fee and payday repayment is logged in your activity — clear, dated and yours to check any time. No surprises on payday.
Safe, private, yours
Only to your accounts
Money can only be sent to the MoMo wallet or bank account registered in your name. Changing it requires identity checks.
Private by design
What you draw and what you spend it on is not shared with your colleagues — and your spending is never visible to your employer.
Everything on record
Every draw shows the amount, fee and time, and stays in your history. If something ever looks off, support is a message away.
Plain answers
Is this a loan?
No — it's your earned wages. You're only ever drawing money you've already worked for. There's no interest and no debt. On payday, what you drew is simply part of the salary you've already received.
Will this affect my salary?
Your salary doesn't change. If you draw ₵ 300 mid-month, your payday amount is ₵ 300 (plus the small fee) less — because you already received that part early. The total you earn is exactly the same.
Does my employer know what I use the money for?
No. Your employer sees payroll totals — never what you spend on. Your money is your business.
What if I never use it?
Then nothing changes and you pay nothing. There's no subscription and no charge for having access — you only pay the small fee when you actually draw.
Is my money safe?
Yes. Draws only ever go to the MoMo wallet or bank account registered in your name, changing that destination requires identity verification, and every transaction is logged and visible to you in the app.
Want this where you work?
AmplifyPay comes to you through your employer. Tell your HR or finance team about us — or send them this page.
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